1. Agreement to Terms1.1: These Terms and Conditions establish a legally binding agreement between you, whether personally or on behalf of an entity ("you"), and Market Wizards Ltd ("we," "us"), concerning your access to and usage of the Market Wizards(marketwizardshub.com)website along with any related applications (referred to as "the Site"). The Site provides the following services: Online financial and investment education and services ("Services"). By accessing the Site and/or Services, you acknowledge that you have read, understood, and agreed to be bound by all of these Terms and Conditions. If you do not agree with all of these Terms and Conditions, you are prohibited from using the Site and Services, and you must discontinue use immediately. We recommend printing a copy of these Terms and Conditions for future reference.1.2: The additional policies outlined in Section 1.7 below, as well as any supplementary terms and conditions or documents posted on the Site periodically, are explicitly incorporated by reference.1.3: We reserve the right to make changes to these Terms and Conditions at any time. The updated version of these Terms and Conditions will be identified by a revised date, and the updated version will become effective as soon as it is accessible. You are responsible for reviewing these Terms and Conditions to stay informed of updates. Your continued use of the Site indicates your acceptance of such changes.1.4: We may update or modify the Site from time to time to reflect changes in our products, our users'needs, and/or our business priorities.1.5: The Site is intended for users who are at least 18 years old. If you are under the age of 18, you are not permitted to register for the Site or use the Services without parental permission.
2. Acceptable Use2.2 As a user of this Site, you agree not to:
- Systematically retrieve data or other content from the Site to compile a database or directory without written permission from us.
- Make any unauthorized use of the Site, including collecting usernames and/or email addresses of users to send unsolicited email or creating user accounts under false pretenses.
- Use the Site to advertise or sell goods and services.
- Circumvent, disable, or otherwise interfere with security-related features of the Site, including features that prevent or restrict the use or copying of any content or enforce limitations on the use.
- Engage in unauthorized framing of or linking to the Site.
- Trick, defraud, or mislead us and other users, especially in any attempt to obtain sensitive account information such as user passwords.
- Make improper use of our support services or submit false reports of abuse or misconduct.
- Engage in any automated use of the system, such as using scripts to send comments or messages, or using any data mining, robots, or similar data gathering and extraction tools.
- Interfere with, disrupt, or create an undue burden on the Site or the networks and services connected to the Site.
- Attempt to impersonate another user or person or use the username of another user.
- Sell or otherwise transfer your profile.
- Use a buying agent or purchasing agent to make purchases on the Site.
- Use any information obtained from the Site to harass, abuse, or harm another person.
- Use the Site or our content as part of any effort to compete with us or to create a revenue-generating endeavor or commercial enterprise.
- Decipher, decompile, disassemble, or reverse engineer any of the software comprising or in any way making up a part of the Site.
- Attempt to access any portions of the Site that you are restricted from accessing.
- Harass, annoy, intimidate, or threaten any of our employees, agents, or other users.
- Delete the copyright or other proprietary rights notice from any of the content.
- Copy or adapt the Site’s software, including but not limited to Flash, PHP, HTML, JavaScript, or other code.
- Upload or transmit (or attempt to upload or transmit) viruses, Trojan horses, or other material that interferes with any party’s uninterrupted use and enjoyment of the Site, or any material that acts as a passive or active information collection or transmission mechanism.
- Use, launch, or engage in any automated use of the system, such as using scripts to send comments or messages, robots, scrapers, offline readers, or similar data gathering and extraction tools.
- Disparage, tarnish, or otherwise harm, in our opinion, us and/or the Site.
- Use the Site in a manner inconsistent with any applicable laws or regulations.
- Threaten users with negative feedback or offer services solely to provide positive feedback to users.
- Misrepresent experience, skills, or information about a User.
- Advertise products or services not intended by us.
- Falsely imply a relationship with us or another company with whom you do not have a relationship.
3. Information You Provide to Us3.1 You represent and warrant that:
- all registration information you submit will be true, accurate, current, and complete and relate to you and not a third party;
- you will maintain the accuracy of such information and promptly update such information as necessary;
- you will keep your password confidential and will be responsible for all use of your password and account;
- you have the legal capacity and you agree to comply with these Terms and Conditions; and
- you are not a minor in the jurisdiction in which you reside, or if a minor, you have received parental permission to use the Site. If you know or suspect that anyone other than you knows your user information (such as an identification code or username) and/or password, you must promptly notify us atcontact@marketwizardshub.com
4. Our Content4.1: Unless otherwise indicated, the Site and Services including source code, databases, functionality, software, website designs, audio, video, text, photographs, and graphics on the Site ("Our Content") are owned or licensed to us and are protected by copyright and trademark laws.4.2: Except as expressly provided in these Terms and Conditions, no part of the Site, Services, or Our Content may be copied, reproduced, aggregated, republished, uploaded, posted, publicly displayed, encoded, translated, transmitted, distributed, sold, licensed, or otherwise exploited for any commercial purpose whatsoever without our express prior written permission.4.3: Provided that you are eligible to use the Site, you are granted a limited license to access and use the Site and Our Content and to download or print a copy of any portion of the Content to which you have properly gained access solely for your personal, non-commercial use.4.4 You shall not:
- try to gain unauthorized access to the Site or any networks, servers, or computer systems connected to the Site; and/or
- make for any purpose including error correction, any modifications, adaptations, additions, or enhancements to the Site or Our Content, including the modification of the paper or digital copies
- prepare the Site and Our Content with reasonable skill and care; and
- use industry standard virus detection software to try to block the uploading of content to the Site that contains viruses.
5. Link to Third-Party Content5.1: The Site may contain links to websites or applications operated by third parties. We do not have any influence or control over any such third-party websites or applications or the third-party operator. We are not responsible for and do not endorse any third-party websites or applications or their availability or content.5.2: We accept no responsibility for adverts contained within the Site. If you agree to purchase goods and/or services from any third party who advertises on the Site, you do so at your own risk. The advertiser, and not us, is responsible for such goods and/or services, and if you have any questions or complaints in relation to them, you should contact the advertiser.
6. Site Management6.1 We reserve the right at our sole discretion to:
- monitor the Site for breaches of these Terms and Conditions;
- take appropriate legal action against anyone in breach of applicable laws or these Terms and Conditions;
- remove from the Site or otherwise disable all files and content that are excessive in size or are in any way a burden to our systems; and
- otherwise manage the Site in a manner designed to protect our rights and property and to facilitate the proper functioning of the Site and Services.
7. Modifications to and Availability of the Site7.1: We reserve the right to change, modify, or remove the contents of the Site at any time or for any reason at our sole discretion without notice. We also reserve the right to modify or discontinue all or part of the Services without notice at any time.7.2: We cannot guarantee the Site and Services will be available at all times. We may experience hardware, software, or other problems or need to perform maintenance related to the Site, resulting in interruptions, delays, or errors. You agree that we have no liability whatsoever for any loss, damage, or inconvenience caused by your inability to access or use the Site or Services during any downtime or discontinuance of the Site or Services. We are not obliged to maintain and support the Site or Services or to supply any corrections, updates, or releases.7.3: There may be information on the Site that contains typographical errors, inaccuracies, or omissions that may relate to the Services, including descriptions, pricing, availability, and various other information. We reserve the right to correct any errors, inaccuracies, or omissions and to change or update the information at any time, without prior notice.
8. Disclaimer/Limitation of Liability8.1: The Site and Services are provided on an as-is and as-available basis. You agree that your use of the Site and/or Services will be at your sole risk except as expressly set out in these Terms and Conditions. All warranties, terms, conditions, and undertakings, express or implied (including by statute, custom or usage, a course of dealing, or common law) in connection with the Site and Services and your use thereof including, without limitation, the implied warranties of satisfactory quality, fitness for a particular purpose, and non-infringement are excluded to the fullest extent permitted by applicable law. We make no warranties or representations about the accuracy or completeness of the Site’s content and are not liable for any (1) errors or omissions in content; (2) any unauthorized access to or use of our servers and/or any and all personal information and/or financial information stored on our server; (3) any interruption or cessation of transmission to or from the site or services; and/or (4) any bugs, viruses, trojan horses, or the like which may be transmitted to or through the site by any third party. We will not be responsible for any delay or failure to comply with our obligations under these Terms and Conditions if such delay or failure is caused by an event beyond our reasonable control.8.2 Our responsibility for loss or damage suffered by you:Whether you are a consumer or a business user: We do not exclude or limit in any way our liability to you where it would be unlawful to do so. This includes liability for death or personal injury caused by our negligence or the negligence of our employees, agents, or subcontractors and for fraud or fraudulent misrepresentation. If we fail to comply with these Terms and Conditions, we will be responsible for loss or damage you suffer that is a foreseeable result of our breach of these Terms and Conditions, but we would not be responsible for any loss or damage that were not foreseeable at the time you started using the Site/Services. Notwithstanding anything to the contrary contained in the Disclaimer/Limitation of Liability section, our liability to you for any cause whatsoever and regardless of the form of the action, will at all times be limited to a total aggregate amount equal to the greater of (a) the sum of £ 0 or (b) the amount paid, if any, by you to us for the Services/Site during the six (6) month period prior to any cause of action arising. If you are a business user: We will not be liable to you for any loss or damage, whether in contract, tort (including negligence), breach of statutory duty, or otherwise, even if foreseeable, arising under or in connection with: use of, or inability to use, our Site/Services; or use of or reliance on any content displayed on our Site. In particular, we will not be liable for: loss of profits, sales, business, or revenue; business interruption; loss of anticipated savings; loss of business opportunity, goodwill or reputation; or any indirect or consequential loss or damage. If you are a consumer user: Please note that we only provide our Site for domestic and private use. You agree not to use our Site for any commercial or business purposes, and we have no liability to you for any loss of profit, loss of business, business interruption, or loss of business opportunity. If defective digital content that we have supplied, damages a device or digital content belonging to you and this is caused by our failure to use reasonable care and skill, we will either repair the damage or pay you compensation. You have legal rights in relation to goods that are faulty or not as described. Advice about your legal rights is available from your local Citizens' Advice Bureau or Trading Standards office. Nothing in these Terms and Conditions will affect these legal rights.
9. Term and Termination9.1 These Terms and Conditions shall remain in full force and effect while:you use the Site or Services or are otherwise a user of the Site, as applicable. You may terminate your use or participation at any time, for any reason, by following the instructions for terminating user accounts in your account settings, if available, or by contacting us at
contact@marketwizardshub.com
Without limiting any other provision of these Terms and Conditions, we reserve the right to, in our sole discretion and without notice or liability, deny access to and use of the Site and the Services (including blocking certain IP addresses), to any person for any reason including without limitation for breach of any representation, warranty or covenant contained in these Terms and Conditions or of any applicable law or regulation. If we determine, in our sole discretion, that your use of the Site/Services is in breach of these Terms and Conditions or of any applicable law or regulation, we may terminate your use or participation in the Site and the Services or delete your profile and any content or information that you posted at any time, without warning, in our sole discretion.9.2: If we terminate or suspend your account for any reason set out in this Section 9, you are prohibited from registering and creating a new account under your name, a fake or borrowed name, or the name of any third party, even if you may be acting on behalf of the third party. In addition to terminating or suspending your account, we reserve the right to take appropriate legal action, including without limitation pursuing civil, criminal, and injunctive redress.11. General11.1: Visiting the Site, sending us emails, and completing online forms constitute electronic communications. You consent to receive electronic communications, and you agree that all agreements, notices, disclosures, and other communications we provide to you electronically, via email and on the Site, satisfy any legal requirement that such communication be in writing. You hereby agree to the use of electronic signatures, contracts, orders, and other records and to electronic delivery of notices, policies, and records of transactions initiated or completed by us or via the Site. You hereby waive any rights or requirements under any statutes, regulations, rules, ordinances, or other laws in any jurisdiction which require an original signature or delivery or retention of non-electronic records, or to payments or the granting of credits by other than electronic means.11.2: These Terms and Conditions and any policies or operating rules posted by us on the Site or in respect to the Services constitute the entire agreement and understanding between you and us.11.3: Our failure to exercise or enforce any right or provision of these Terms and Conditions shall not operate as a waiver of such right or provision.11.4: We may assign any or all of our rights and obligations to others at any time.11.5: We shall not be responsible or liable for any loss, damage, delay, or failure to act caused by any cause beyond our reasonable control.11.6: If any provision or part of a provision of these Terms and Conditions is unlawful, void, or unenforceable, that provision or part of the provision is deemed severable from these Terms and Conditions and does not affect the validity and enforceability of any remaining provisions.11.7: There is no joint venture, partnership, employment, or agency relationship created between you and us as a result of these Terms and Conditions or use of the Site or Services.11.8: For consumers only - Please note that these Terms and Conditions, their subject matter, and their formation, are governed by English law.11.9: For business users only - If you are a business user, these Terms and Conditions, their subject matter, and their formation (and any non-contractual disputes or claims) are governed by English Law. We both agree to the exclusive jurisdiction of the courts of England and Wales.11.10: The following are trademarks of Market Wizards. You are not permitted to use them without our approval unless they are part of material our Site explicitly states you are permitted to use.11.11: In order to resolve a complaint regarding the Services or to receive further information regarding the use of the Services, please contact us by email at
contact@marketwizardshub.com
or by post to:12. Refund PolicyWe do not provide refunds upon completion, processing of the payment, access to the apps, and recurring payments in accordance with the membership package selected. If you do not wish to auto-renew your membership, you must log in to your account via our website where you can cancel your membership renewal or change card details. All subscription plans are auto-renewed and recharged on a recurring basis in relation to the membership subscription package chosen. Market Wizards Ltd holds no liabilities or grace period for the customer's responsibility in ensuring they understand the recurring billing period in relation to the plan they have accepted and paid for. Our content is valuable; therefore, by acquiring access to our content within the app, you are receiving exclusive paid-for content which cannot be refunded.
